Who we are
Goal Finance ("we", "us") operates the website www.goal-finance.co.uk, a personal finance platform offering budgeting tools, financial calculators, educational guides, and account-based ledger features. This policy explains what information we collect, why we collect it, and the choices you have.
Information we collect
- Account information — when you register we collect a username, email address, and a password (stored in hashed form).
- Financial data you enter — ledger entries, budgets, goals, and calculator inputs you choose to save to your account. This data is provided voluntarily by you and is used only to operate the features you use.
- Usage data — basic technical information such as browser type and pages visited, used to keep the service secure and improve it.
- Local storage and cookies — we use browser storage to keep you signed in and remember preferences such as themes and display settings.
Advertising and third parties
We use Google AdSense to display advertising on some pages. Google and its partners may use cookies (including the DoubleClick cookie) to serve ads based on your visits to this and other websites. You can opt out of personalised advertising by visiting Google Ads Settings. Learn more in how Google uses data from partner sites.
Payments for optional Pro subscriptions are processed by Stripe and PayPal. We never see or store your full card details; those are handled by the payment provider under their own privacy policies.
How we use your information
- To provide, maintain, and improve the Goal Finance service.
- To authenticate your account and keep it secure.
- To respond to support requests.
- To send service emails such as verification codes and password resets. Promotional email is sent only if you opt in, and you can withdraw consent at any time.
We do not sell your personal data.
Data retention and your rights
We keep your account data while your account is active. You may request a copy of your data, correction of inaccurate data, or deletion of your account and its data at any time. Under UK GDPR you also have the right to object to or restrict certain processing and to lodge a complaint with the Information Commissioner's Office (ICO).
Security
All traffic to Goal Finance is encrypted with HTTPS. Passwords are stored using one-way hashing, and access to production data is restricted.
Children
Goal Finance is not directed at children under 16, and we do not knowingly collect personal information from them.
Contact
For any privacy questions or requests, contact us at support@goal-finance.co.uk.